General

Biz Trust Grand Bank maintains this site (the “Site”) to provide you with information about financial products and services, facilitate communication with the Bank, and permit you to engage in transactions for your account with the Bank. The Bank requires that all those accessing the Site agree to and comply with the following terms and conditions (“Terms and Conditions”). Please read these Terms and Conditions carefully. By accessing the Site in any capacity, you indicated your acknowledgment and acceptance of these Terms and Conditions.

Amendments

From time to time we may revise these Terms and Conditions. If you do not accept the revised Terms and Conditions, please discontinue access and use of the Site. The Terms and Conditions in effect at the time of your discontinuation of use of the Site shall govern your relationship with the Bank thereafter, unless otherwise agreed as set forth in these Terms and Conditions.

Minimum Age

You must be the age of majority or older to use the Site. By using the Site, you represent and warrant to Biz Trust Grand Bank that you have the right, authority, and capacity to enter into, and abide by, the Terms and Conditions and the Bank’s Privacy Policy.

Products and Services

Not all of the products or services described on the Site are available in all geographic areas. You may not be eligible for all the products or services described. The Bank reserves the right to determine the eligibility for any such product or service as permitted by law.

Use of the Site and the Site Content

You may access and use this Site and all text, graphics, images, photographs and other information and materials made available on this Site (collectively, “Site Content”), and print Site Content and copy such printed Site Content, for your personal and informational use only. You are not permitted to remove from any printed Site Content any copyright, trademark or other notice or attribution as it appears on the Site Content. Except as expressly set forth in these Terms and Conditions, Site Content may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of the Bank.

In addition, nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Site or any Site Content through the use of framing, “deep linking,’” use of a “robot,” “bot,” “spider,” “data mining” or similar automated method, or otherwise, except: (i) as expressly permitted by these Terms and Conditions; or (ii) with the prior written permission of the Bank. This restriction does not apply to robots, bots, spiders or other similar automated methods to index the content of the Sites for use in connection with leading search engines and Internet directories.

You are prohibited from using the Site and the Site Content in any manner that would violate any applicable law, rule or regulation in any jurisdiction. You shall not use the Site in any way that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, offensive, obscene, pornographic, hateful or threatening to any group defined by race, religion, gender, national origin or sexual orientation, or is otherwise objectionable, as determined by the Bank in its sole discretion.

You agree that you are not permitted to submit or otherwise transmit any software or other material that contains a virus or other harmful code or device. You may not use the Site to transmit or otherwise facilitate the transmission of spam or other multiple mailings.

You agree to immediately notify the Bank of any unauthorized use of the Site of which you know or suspect. You agree that any violation of the Terms and Conditions may result in termination of your privilege to access and use the Site and the Site Content, and legal action may also be taken.

The Bank reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site, the Site Content or any other portion of the Site, with or without notice and without cost or penalty to the Bank. Furthermore, the Site may become unavailable due to maintenance or malfunction of computer equipment or other reasons. You agree that the Bank will not be liable to you or to any third party for any modification, suspension, malfunction or discontinuance of the Site.

Privacy Policy

By using this Site, you agree that certain information will be shared within the Bank and may be shared with non-affiliated third parties. Please refer to the Bank’s Privacy Policy for details.

Copyright

Copyright in these pages, screens, texts, and images appearing in the Site and in their arrangement is owned by the Bank or others as indicated. The information and materials contained in the site may not be copied, displayed, distributed, licensed, modified, published, sold, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of the Bank or such third party that may own the marks.

Trademarks

ocean financial is a registered trademark of Biz Trust Grand Bank PLC, the parent company of Biz Trust Grand Bank.

Disclaimer

THE SITE AND THE SITE CONTENT, INCLUDING, WITHOUT LIMITATION, ALL PRODUCTS AND SERVICES MADE AVAILABLE BY MEANS OF THE SITE, ARE PROVIDED “AS IS.” SPECIFICALLY, BUT WITHOUT LIMITATION, THE BANK DOES NOT WARRANT THAT: (i) THE SITE OR THE SITE CONTENT IS CORRECT, ACCURATE, RELIABLE OR COMPLETE; (ii) THE SITE OR THE FUNCTIONS CONTAINED ON THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; (iii) DEFECTS WILL BE CORRECTED, OR (iv) THE SITE OR THE SERVER(S) THAT MAKE THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE MAXIMUM EXTENT PERMITTED UNDER LAW, THE BANK DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITE AND THE SITE CONTENT, INCLUDING, WITHOUT LIMITATION, ALL PRODUCTS AND SERVICES MADE AVAILABLE BY MEANS OF THE SITE. WITHOUT LIMITING THE FOREGOING, THE BANK DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

Limitation of Liability

The Bank will use our best efforts to include accurate and up-to-date information on the site, but we make no warranties or representations as to the accuracy or completeness of the information. You agree that your access and use of this site and its contents is at your own risk.

BY USING THIS SITE, YOU ACKNOWLEDGE THAT THE BANK SPECIFICALLY DISCLAIMS ANY LIABILITY (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, UNSOLICITED OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING OUT OF YOUR ACCESS TO OR USE OF THIS SITE (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY IMPACT A USER’S EQUIPMENT.

Indemnification

You agree to defend, indemnify and hold the Bank and their respective officers, directors, employees, representatives, successors and assigns, harmless from any and all claims, damages, losses, liabilities, costs and expenses, including reasonable attorneys’ fees, arising in any way from (a) your access, use or misuse of the Site and the Site Content, including, without limitation, your failure to provide true, accurate, current and complete information to the Bank in connection with obtaining any products or services by means of this Site; or (b) your acts or omissions, including without limitation, those resulting in injuries and property damage. The Bank reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with the Bank in asserting any available defense.

Governing Law

You agree that your use of this site shall be governed by all applicable Federal laws and the law of the state of United States.

Information Submissions

All information you submit to us via this site or Internet electronic mail is the property of Biz Trust Grand Bank , and may be used by us in a manner consistent with our Privacy Policy

Additional Information

If you have any questions about these Terms and Conditions or the Bank’s Privacy Policy, you may address any inquiries or questions to Biz Trust Grand Bank by visiting ocean financial US.com/deposits, calling us at customercare@biztrustgrand.com .